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Making Finance Easy

About Us

Established in 1996 Henry Howard Retail Finance is one of the largest independent UK providers of business finance for the convenience store sector. We specialise in helping retailers of all sizes to finance new assets, as well as to refinance existing ones, with the aim of helping our customers to realise their refit or growth ambitions, or simply to help them become more efficient and profitable.

Whilst every business aims to remain competitive in its chosen market, investment in new business equipment, such as display shelving or ePoS systems, can often place undue pressure on cash flow, particularly given the much publicised decline in traditional bank lending over recent years.

Retail asset finance helps retailers to manage their cash flow more effectively, and preserve both capital and existing bank credit lines, whilst enabling vital assets to be acquired in the most efficient manner. It’s a combination that will increase the efficiency and competitiveness of any business.

At Henry Howard Retail Finance, our partnership approach gives us an in-depth understanding of both retailers and their suppliers. By understanding a business’s challenges, plans and ambitions, we can provide a range of tailor made finance solutions which we feel is hard to beat.

This has resulted in us financing an ever-increasing range of assets, for an equally diverse and rapidly increasing range of customers, from small independent corner shops to the UK’s leading Symbol Groups.

Our expertise speaks for itself – we currently look after in excess of

11,000 independent retailers and small businesses.